The Louisiana Workers’ Compensation Act covers all injuries that happened at work whether physical or mental. The act requires Louisiana employers to either carry workers’ compensation insurance or be self-insured, which means they can directly pay your workers’ comp claims.
Workers’ compensation benefits include compensation for lost wages and coverage for your medical care. If your injury causes you to miss less than two weeks of work, you receive benefits starting the second week. If you miss more than two weeks of work, you will be covered for the first week as well. The Louisiana Workers’ Compensation Act also provides death benefits.
Our Louisiana workers’ compensation attorneys can help you claim your benefits. Once you report your claim to your employer, they submit a report to their workers’ compensation insurance company. The insurance company reviews your claim and may notify the Office of Workers’ Compensation Administration, or OWCA.
The insurance company will scrutinize every aspect of your claim. Our Louisiana injury attorneys can help move this process along as quickly as possible. The insurance company’s investigation can include taking a recorded statement, reviewing your medical records, ordering a medical examination, and reviewing your work experience and wages. We can help guide you through this process and ensure the insurance company is prompt with their findings.
Our firm will help you deal with the Office of Workers’ Compensation Administration (OCWA). If your initial claim is denied, you will need to file a Disputed Claim for Compensation with the OWCA. We can walk you through every step and advocate on your behalf to ensure you get the workers’ compensation claims and benefits you deserve.
Dealing with an OWCA claim can be complicated, and it’s important to have the guidance of Louisiana attorneys. There are different deadlines depending on the type of dispute. Medical claims have to be filed either within three years of your last payment of medical benefits or within a year from the date you were injured. A wage loss claim must be within one year of the date of your injury or within one year of the last payment you received.
If this all seems confusing, it’s understandable. That’s where we can help. We’ll guide you through filing your initial claim as well as any needed appeals.
A work-related injury or illness can be devastating. Work is an important aspect of our lives and our identities. You deserve the maximum compensation to which you are entitled. Our Louisiana workers’ compensation law firm will fight for your rights. Contact us at 504-608-6776 for a free consultation.