The lost wages part of workers’ comp, also called indemnity benefits in Louisiana, pays two-thirds of your regular wages, up to a maximum rate set by the state, when you can’t work because of an injury.
You’re supposed to start getting it two weeks after your employer receives notice that you can’t work.
But insurance companies don’t usually start sending checks until they “complete their investigation.”
That typically takes at least three to four weeks or even longer when “completing an investigation” really means “finding a way to deny the claim.”
You should know this:
Although you might not start getting checks by 14 days after your injury, there’s another way that the 14 days provide a useful time frame for you: now is when you should call a lawyer.
If you haven’t started getting payments yet, that’s a sign you could benefit from having someone to reinforce your rights under workers’ comp.
Talk to a Workers’ Compensation, LLC, lawyer for a free initial consultation on your claim.Get My Free Evaluation! »
Daren Sarphie: You’re not entitled to your first workers’ compensation check until you’ve been out of work for at least seven days. Even then, your employer is not obligated to pay you that first check until 14 days have passed from the first time they have noticed that you’re out of work because of this injury. That’s at least two weeks that you’re going to go without receiving a workers’ compensation check.
The Workers’ Compensation Act has specific laws on when that first payment of indemnity benefits are due, how those indemnity benefits are calculated, and when those indemnity benefits must be paid. So it’s important that you understand these laws. You need to make sure you’re getting every bit that you’re owed. If you’ve been hurt at work, call Workers’ Compensation, LLC, at (877) 266-7626. That’s 877-COMPMAN.
As soon as you’re hurt at work, you should immediately receive any medical care you need to stabilize your situation.
If it’s an emergency, you shouldn’t worry about how your workers’ comp claim is going to work—not just yet.
Your workers’ comp medical coverage should start with your first doctor visit. Workers’ comp will reimburse that cost.
But, then, things get more complicated:
If you have a workers’ comp attorney, someone who works with the workers’ comp process every day, they can make sure you get a doctor who prioritizes you over your employer’s budget.
Your attorney can intervene to be sure tactics such as sending nurse case managers don’t derail your benefits.
And, if the insurance company tries to end your coverage too soon, your lawyer can fight back.
To protect your rights and get all the benefits provided for under the law in a timely way, get a workers’ compensation lawyer working for you right away.Call Us Now! »