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    Is It Better to Get a Lump Sum Workers’ Compensation Settlement?

    After you’re hurt at work, workers’ compensation benefits provide weekly checks for a portion of your lost wages, and they cover medical care for your injury.

    Benefits help you keep your life together after a job injury has turned it upside down.

    But would it be better to stop the ongoing benefits and instead collect a larger lump sum payment in a workers’ comp settlement?

    It’s a complicated question.

    The lawyers at Workers’ Compensation, LLC, can help you reach the right answer.

    With 130 combined years of experience and 10,000 people helped, our workers’ compensation lawyers know how to evaluate lump sum settlements. Workers’ comp is a special kind of law, and it’s our focus.

    The main thing is making sure you have the financial security you need to move forward with your life.

    In Metairie, New Orleans, Hammond, the Northshore, Baton Rouge, Houma, Lafayette, Alexandria, Shreveport, Monroe—anywhere in Louisiana—if you’re thinking about settling, talk to us first.

    Workers’ Comp Is What We Do.

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    What to Know about Louisiana Workers’ Comp Settlements

    Every workers’ comp case is different. Your individual case will have many variables to consider.

    Here are some major points to keep in mind about workers’ comp settlements:

    • It’s not guaranteed. You can’t just sign up for a settlement. It’s not an automatic step in the workers’ comp process. It’s up to you to negotiate your settlement with the insurance company.
    • You’re not required to accept a settlement. Sometimes, insurance companies like to settle, but you don’t have to.
    • Don’t accept the value they assign. Insurance companies will low-ball the amount they say your claim is worth. Talk to a workers’ comp lawyer to find out what you really should receive.
    • Timing is important. A settlement often comes into the picture when you’ve already received most of the medical treatment you’re likely to need for your injury.
    • Your personal situation is important. When you’re ready to move on with your life and stop dealing with the workers’ comp process, it could be the right time to settle.
    • Settlements have a specific purpose. A workers’ compensation settlement isn’t designed to give you financial security for the rest of your life. Its purpose is to help you make the transition to the next stage of your life.
    • It’s final. When you settle, you’re taking your last payment and ending your relationship with the workers’ comp insurer. You won’t have coverage under workers’ comp for any future costs resulting from your injury.

    Our goal at Workers’ Compensation, LLC, is to help you make the right decision. We’re not here to push you to settle.

    We can start with a free initial consultation on your claim.

    Get My Free Evaluation!

    Without a Settlement, When Will My Workers’ Comp Benefits End?

    If you don’t settle your Louisiana workers’ compensation claim, these are other ways that your claim can end up:

    • You’re able to resume working at full capacity, so your benefits stop.
    • You reach a 10-year limit on receiving several types of workers’ comp benefits in Louisiana.
    • If you have a permanent disability, your benefits can continue indefinitely.

    When your future is at stake, don’t take a workers’ compensation settlement decision lightly.

    Make sure you’re in the best position to put the accident at work behind you and move on to better times.

    At Workers’ Compensation, LLC, we help people make these decisions every day.

    We’ll take the time to listen to you and understand your situation.

    Let’s talk about your claim.

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    • “Before I got injured at work I didn’t know that lawyers like this even existed. Workers’ Compensation, LLC, saw my suffering and jumped into action immediately.”

      Fred Gonzalez

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    • “My company’s insurance didn’t want to fork over the cash after I got hurt at a satellite work site . . . . A big thanks to Workers’ Compensation, LLC, for getting my case taken care of quickly and to my benefit.”

      Jesse Daniels

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